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Water Damage, Mold and House Insurance

You’ve had water damage in your house due to a burst pipe, a roof leak or a heavy summer storm. You hope that your insurance will cover the damage. What to do? First, read about mold below. You may not know the implications of water and mold damage.

What Is Mold, and Why Should You Care?

Molds are part of a group of micro-organisms called fungi that also includes mushrooms and yeasts. Molds are familiar to most people as food spoilers on items such as bread or fruit. Molds are nature’s decomposers in the food chain.

Mold requires the following conditions to grow:

The last condition, moisture, is the only practical factor to control in most houses.

If allowed to grow inside your house, mold can be a problem because:

Dry Quickly to Avoid Mold!

1 — Contact your insurance broker

First, call your insurance broker or agent and report the water damage. You can expect to discuss these questions and issues:

2 — Hire Day and Night Floods

Hire a  Day and Night Floods to clean up the water and make repairs as needed to your house.

A thorough and fast cleanup will help avoid mold growth. If you wait too long and mold growth starts, cleanup costs will increase significantly. This is what you should be looking for:

Speed
Mold grows quickly; that is why you need us in your house promptly.

Knowledge

Day and Night Floods is certified and training in water damage restoration and mold remediation.

Competence
  We follow basic, good clean up practices after your water damage. Here are some things to look for:


 

You’ve Got Mold

If you already have extensive mold because, for example, you’ve had water damage while you’ve been away for two weeks, or there was a long delay between the water damage and our arrival, then we will have to discuss the following points:

1 — Drying the damaged area

2 — Removing the mold safely

To protect our staff and you and your family from exposure to mold, Day and Night Floods  follows certain procedures. Here are some things we do:

3 — Inspecting for mold

We will inspect: